FHA loans are government-insured mortgages with less-rigorous criteria for borrowers. FHA loans are not the only type of government-backed home loans, learn more about VA and USDA loans as well.
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How much do you need to save for a down payment? Conventional loans usually require 5% to 20% down payment. Government-backed programs require 3% or less. Learn about the many options to help you with your down payment like grants and second mortgages.